This is an app that will keep track of who owes you money and why they owe you money or vice versa. The main page will be a list view with peoples names. The app will be able to link a person to a contact/pull contact data. It will have preferences. I am also going to add the ability to attach a photo to an individual IOU. The main structure of the app is that you will input a person, then you can create an IOU. You attach/link the IOU to a person, so you will have say a person named Sam and linked to him will be 3 IOU’s for example gas, milk and the electric bill.